NAVI VANI

Multilingual Voice AI for Property-Tax Recovery

Client context

A large municipal corporation wanted to improve property-tax recovery by reaching thousands of citizens within a limited collection window.

The existing process depended heavily on manual calling, field teams, notices and fragmented follow-up. While the corporation had access to taxpayer and property records, it lacked a scalable way to conduct personalised outreach across a large number of properties.

The challenge

Municipal recovery teams were required to contact a high volume of property owners within short campaign periods.

The traditional approach created several operational constraints:

  • Manual calling required significant time and staffing
  • Contact outcomes were not captured consistently
  • Citizens preferred communication in different languages
  • Recovery teams could not easily prioritise follow-up
  • Missed calls and incomplete conversations were difficult to track
  • Call-centre capacity was limited during peak collection periods
  • Payment data and outreach data remained disconnected

The corporation needed a solution that could conduct high-volume outreach without removing human oversight or disrupting existing property-tax systems.

Our approach

We designed and deployed a multilingual Voice AI system for property-tax recovery.

The solution used municipal property and demand data to initiate automated outbound calls, communicate tax-related information and capture citizen responses.

The Voice AI agent could:

  • Call property owners at scale
  • Communicate in multiple languages
  • Inform citizens about outstanding property-tax obligations
  • Capture responses and payment intent
  • Identify interested, unavailable or unreachable citizens
  • Trigger WhatsApp follow-up messages
  • Record call outcomes for recovery teams
  • Support further action by municipal officers and field teams

The system operated as an intelligence and engagement layer over the corporation’s existing tax infrastructure.

Solution components

  • Integration with property-tax and taxpayer records
  • Multilingual conversational Voice AI
  • Automated outbound calling
  • Dynamic call scripting based on available property data
  • Citizen response and intent capture
  • Call recording and outcome classification
  • WhatsApp webhook integration
  • Recovery dashboards and campaign reporting
  • Payment reconciliation support
  • Follow-up lists for municipal teams
  • Scalable cloud-based calling architecture

Pilot execution

The initial deployment was completed through a rapid prototype-and-pilot model:

  • Approximately 20 days for solution development and preparation
  • A 7-day live pilot
  • Approximately 30,200 automated calls
  • Outreach covering around 17,600 properties
  • Approximately 7,500 connected calls
  • Concurrent calling capacity of approximately 50 calls

Business impact

  • Approximately 1,360 properties made payments after the outreach
  • Around ₹75 crore in post-call payments were observed during the tracked campaign period
  • A broader recovery value of approximately ₹88 crore was linked to contacted, missed-call and short-duration outreach groups
  • Calls with meaningful conversation duration were associated with approximately ₹18 crore in recovery
  • Enabled the corporation to contact thousands of taxpayers within a few days
  • Reduced dependence on manual telecalling for first-level outreach
  • Provided structured campaign data for subsequent recovery action
  • Improved the ability to coordinate calls, WhatsApp messages and field follow-up
  • Demonstrated the viability of Voice AI for large-scale municipal revenue campaigns

Operational value

A manual campaign of similar scale could require a sizeable telecalling team and substantial recurring operational expenditure.

The Voice AI model enabled the corporation to execute high-volume campaigns using a smaller central team while retaining human officers for escalation, resolution and high-value recovery.

Strategic value

The project demonstrated how municipal corporations can use conversational AI not merely as a citizen-information tool, but as an active revenue-enablement system.

The same architecture can be extended to:

  • Property-tax reminders
  • Water-bill collection
  • Trade-licence renewals
  • Grievance follow-up
  • Public-service notifications
  • Survey and citizen-feedback campaigns
  • Emergency and public-awareness communication

Capabilities demonstrated

Conversational AI, multilingual voice systems, municipal revenue recovery, workflow automation, data integration, citizen engagement, campaign intelligence and rapid public-sector deployment.